Buying a property on the Costa del Sol with a mortgage can be more complicated than expected, particularly for international and non-resident buyers. To make financing easier, Enova Estates collaborates with mortgage specialist Habeno, helping our clients access professional mortgage advice when purchasing property in Spain.
Why Use a Mortgage Broker in Spain?
Instead of approaching individual Spanish banks yourself, a mortgage broker can compare mortgage options from multiple banks and help negotiate suitable financing based on your personal circumstances. Habeno specialises in Spanish mortgages for international property buyers and provides personal guidance throughout the mortgage process.
With Habeno, buyers can make one application and receive access to mortgage offers from multiple Spanish banks. Their advisors assist with preparing the application, documentation, bank negotiations, property valuation and the steps leading up to completion.
A mortgage broker can be particularly valuable for non-residents because Spanish banks have different lending criteria, interest rates and conditions. Knowing your approximate borrowing capacity in advance can also strengthen your position when searching for a property and help you focus on homes within a realistic budget.
Enova Estates and Habeno Make Buying Easier
Enova Estates helps you find the right property, while Habeno can assist with finding the right mortgage solution. Together, this creates a smoother buying process from your initial property search through financing and completion.
We assist buyers looking for property throughout the western Costa del Sol, including Manilva, La Duquesa, Casares Costa, Estepona and Sotogrande.
Planning to buy a property on the Costa del Sol with a mortgage? Contact Enova Estates and let us connect you with Habeno for professional mortgage advice.
